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Aging in place · help at home

Your options for staying at home are ready

Help, repairs and coverage for the years ahead.

✓ Free to compare

✓ No obligation

✓ Care, repairs and coverage

 1    Our top pick  

A home care aide cooking with an older woman

Home Care for Seniors

Help that lets you stay at home

✓ Meals, housekeeping and rides

✓ Personal care and companionship

✓ How families compare providers

 2 

A roofer replacing asphalt shingles

Repair Contractors Near You

Roof, plumbing, electrical and more

✓ How to find and vet local pros

✓ Get written estimates before work starts

✓ Questions to ask about licenses and insurance

 3 

A stylish couple in their 50s laughing on the steps of their modern home

Home Insurance for Seniors

Coverage for this stage of life

✓ Policies after retirement or downsizing

✓ Is an older policy keeping up with your home’s value?

✓ Deductibles that fit a fixed income

Our top choice for aging in place

Most popular on HomeGuidePlan

A home care aide cooking with an older woman

Home Care for Seniors

Help that lets you stay at home

✓ Meals, housekeeping and rides

✓ Personal care and companionship

✓ How families compare providers

✦ Start comparing your options

Staying in the home you love takes a little planning. Look over care, safety repairs and coverage in one place.

Comparing helps you:

  • Stay independent longer: the right help at the right time
  • Make the home safer: grab bars, railings, lighting and repairs
  • Protect your budget: care and coverage that fit a fixed income
  • Give family peace of mind: a plan everyone understands

Why it pays to compare

Home care agencies, contractors and insurers all price differently. Comparing lets you:

  • See what in-home help costs where you live
  • Find contractors who do safety upgrades
  • Check your home insurance after retirement
  • Plan before a need becomes urgent

Quick tip: Walk through the house with a family member and list anything that’s hard to reach, step over or see at night.

What a good aging-in-place plan covers

Most plans include:

  • Help at home: meals, housekeeping, rides and personal care
  • Safety upgrades: grab bars, railings, lighting, a step-free entry
  • Upkeep: roof, plumbing and heating kept in good shape
  • Coverage: home insurance that matches the home today

Also worth asking about:

  • Medical alert systems
  • Local senior home repair programs
  • Respite care for family caregivers
  • Long-term care coverage

✦ Ways to keep costs down

  • Start with a few hours of help a week
  • Ask about senior home repair programs
  • Review home insurance after retirement
  • Fix small safety issues before a fall

Not sure where to start?

Need help day to day? Start with home care. House needs work? See repair contractors. Haven’t reviewed your policy since retiring? Check senior home insurance.

✓ Free to read and compare

✓ No account needed to look around

FAQs

Does Medicare pay for home care?

Medicare may cover some short-term home health care, but usually not ongoing help with daily tasks.

What home changes help the most?

Grab bars, brighter lighting, railings on both sides of the stairs and a step-free entry.

How much does in-home care cost?

It varies by state and by hours. Compare a few agencies.

Should I update my home insurance when I retire?

It’s a good time to review coverage, deductibles and any retiree discounts.

Advertising Disclosure

HomeGuidePlan is a free online resource that aims to offer helpful content and comparison features to our visitors. We receive advertising compensation from some of the companies that appear on this site, which may affect where and in what order those companies and their products are shown. Company listings on this page do not imply endorsement, and we do not feature every provider or offer on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information on this page are disclaimed. Information on this site, including rates and pricing, can change at any time and varies by provider and state. HomeGuidePlan is not an insurance company, agent, lender or contractor.